Executive Team

Mr. Dhruba Raj Tiwari

Deputy Chief Executive Officer

(Central Credit Administration, Post Disbursement Utilization/ Monitoring and Legal & Shares)

Mr. Tiwari is an accomplished banking professional with over 27 years of leadership experience in the financial sector. Currently serving as the Deputy Chief Executive Officer (DCEO) at Mahalaxmi Bikas Bank Limited, he has been instrumental in driving strategic planning, business development, and risk management efforts that have led to significant growth in the bank’s assets and customer base. His in-depth expertise in risk management has been particularly valuable in designing and implementing robust risk frameworks that safeguard the bank’s operations and ensure long-term sustainability.

His career spans various key roles, including Chief Executive Officer at Malika Bikas Bank and Managing Director at Api Finance Limited, where he successfully upgraded regional financial institutions to national-level development banks.

Mr. Tiwari holds a Master of Business Studies with a specialization in Finance from Tribhuvan University and has participated in numerous leadership development programs and corporate governance seminars, both nationally and internationally. His expertise includes risk management, regulatory compliance, and fostering a culture of excellence through leadership development initiatives. He is widely recognized for his ability to anticipate, assess, and mitigate financial and operational risks in dynamic market environments.

In addition to his professional accomplishments, Mr. Tiwari is actively involved in various social and civic organizations, including Amnesty International Nepal and the Lions Club of Lekhnath.

Mr. Amit Bahadur Chand

Assistant Chief Executive Officer

(Credit Business and NPL Management - Koshi Province, Madhesh Province, Bagmati Province Ka, Bagmati Province Kha, Gandaki Province ,Lumbini Province Ka)

Mr. Amit Bhadur Chand, an MBA graduate, brings with him over 22 years of rich experience and in-depth expertise in the banking sector. Over the course of his career, he has held several key positions at Global IME Bank Limited (erstwhile Bank of Kathmandu), demonstrating strong leadership and operational capabilities across diverse areas of banking.

Mr. Chand has extensive exposure to various critical functions within the bank, having served as Head of International Trade & Correspondence Banking, Segment Manager – Corporate Credit, Head of SME Banking, and Province Manager. His strategic insight, combined with hands-on experience in both retail and corporate banking, has significantly contributed to institutional growth and service excellence.

With a solid foundation in finance and a proven track record in managing high-performing teams, Mr. Chand continues to play a vital role in shaping progressive banking practices and driving results.

Mr. Jalaj Kumar Adhikari

Assistant Chief Executive Officer

(Credit Business and NPL Management-Lumbini Province (Kha) & Sudurpaschim Province ) Enforcement & Resolution

Mr. Jalaj Kumar Adhikari is a seasoned banking professional with over 30 years of extensive experience in the financial sector. He holds an MBA from Shankar Dev Campus and has demonstrated consistent excellence throughout his career, starting from the Assistant level at Samjhana Finance Limited.

Mr. Adhikari rapidly advanced in his profession, taking on a range of significant and respected roles at Mahalaxmi. His deep understanding of the banking landscape, combined with his commitment to operational excellence, has earned him recognition as a dynamic and results-driven leader.

He possesses strong expertise in Credit, Marketing, Operations & Human Resource Management, and Sales Strategy, along with a solid grasp of overall banking operations. His ability to align business goals with customer-centric services has been instrumental in driving growth, operational efficiency, and organizational development.

Mr. Adhikari continues to contribute to the banking industry with his broad skill set, strategic insight, and dedication to professional integrity

Mr. Anuj Acharya

Assistant Chief Executive Officer

(Chief Finance Officer and Human Resource Management)

Mr. Anuj Acharya is a qualified Chartered Accountant with over 15 years of comprehensive experience in the banking sector. Throughout his career, he has developed specialized expertise in Internal Audit, Finance & Planning, Relationship Management, and Merger & Acquisition, among other key areas.

Mr. Acharya has contributed to the success of several prominent commercial banks in Nepal, including Standard Chartered Bank Nepal, where he held critical roles that enhanced efficiency and strategic growth. His strong analytical background and cross-functional experience enable him to deliver value-driven insights and solutions across various domains of banking.

With a deep understanding of both regulatory frameworks and strategic financial management, Mr. Acharya continues to be a valuable asset in fostering sustainable banking practices and innovation.

Mr. Subash Joshi

Acting Assistant Chief Executive Officer

(Chief Business Officer)

Mr. Subash Joshi, an MBA graduate from MIT School of Management, Pune, India, brings over 17 years of dynamic experience in the Banking sector, with a proven track record of driving growth, fostering innovation, and ensuring operational excellence.

Throughout his career, Mr. Joshi has been actively involved in key strategic areas including Sales, Marketing, Risk Assets Quality Management, Performance Assurance, along with Overall Business Growth and Development. His leadership approach and analytical insights have contributed significantly in enhancing Institutional Performance and adding Customer Value.

 

Mr. Joshi started his banking career with former KIST Bank Limited and then worked at Global IME Bank Limited. He later joined NIC Asia Bank Limited, where he worked for 8 years in a Senior leadership role. He headed as a Chief of Province Office as well as Head of Performance Assurance at the Bank.

His diverse experience across multiple institutions highlights his adaptability, strategic thinking, and deep understanding of Nepal’s banking landscape.