Visa Credit Card

Mahalaxmi Bikas Bank offers Visa Credit Card (Domestic) for its customers which enables the option of making purchases on credit at merchant locations, e-Commerce transaction as well as cash withdrawal from ATMs. Credit card is an excellent way to manage your money. Spend now and pay later.

Eligibility

• 18 years old and above can enjoy this service.
• Must have income source.

Features

• Mahalaxmi Bikas Bank Credit Card are accepted at ATMs, merchant terminals known as Point of Sales (POS) and online stores for eCommerce transactions accepting VISA across Nepal, Bhutan & India for purchase of services, goods and for cash advance transactions.
• It is safe and convenient with EMV compliant chip based security.
• Revolving credit limit with competitive interest rate.
• Online Shopping (E-Commerce) Facility.
• Cash advance facility.
• Flexible repayment options of outstanding amount.
• SMS and email alert facilities of all Debit transactions.
• If lost/stolen usage can be blocked immediately by informing the bank.
• Credit Cards will be auto renewed.

Benefits

• Increase purchasing power.
• Easier to plan your budget.
• Accepted for ecommerce transaction.
• Accountable for your spending.
• Opportunity to build credit.

Documents Required

• Salary Certificate if salaried.
• Financial Statements if self-employed.
• Copy of citizenship/passport.
• Recent photo.
• Duly signed Credit Card Apllication Form.
• Corporate Guarantee (if required).

Fees and Charges