Mahalaxmi Home Equity Loan

Personal Banking (Loans)

Mahalaxmi Home Equity Loan facility is available for Personal purpose such as marriage, education, treatment, settlement of borrowing, etc.The loan is eligible forsalaried individuals, self-employed individuals, working professionals &Individuals with any other established source of Income.

  • Facility Type: Term
  • Eligibility: Between 25 to 70 years however, all repayment shall be completed within borrower’s age of 70 years.
  • Loan Amount: Minimum 500,000.00 to maximum 5,00,00,000.00
  • Loan Tenure: Minimum 2 years to maximum 15 years
  • Interest Rate: Link
  • Bank Finance: 

 For the collateral outside the Kathmandu Valley

50% of Fair Market Value of collateral

For the collateral inside the Kathmandu Valley

40% of Fair Market Value of collateral

(*) Note: Other Terms and Conditions shall be applicable as per the Bank’s Policy. In addition, to the above mentioned parameters the bank can analyze other details too, where deemed necessary.

Quick Access