Fees & Charges
| Product Name | Mobile Banking Charge | Card Charge | Renewal Charge | Repin CHARGE |
| MAHALAXMI SUNAULO BACHAT KHATA | 50% free for 1st year | 50% free for 1st year | NPR 200- Mobile Banking / NPR 350- Card | NPR 50- Mobile Banking / NPR 75- Card |
| KARMACHARI BACHAT KHATA | 50% free for 1st year | FREE for 1st year | NPR 200- Mobile Banking / NPR 350- Card | NPR 50- Mobile Banking / NPR 75- Card |
| MAHALAXMI BAIVAB BACHAT KHATA | Free for 1st year | NPR 350.00 | NPR 200- Mobile Banking / NPR 350- Card | NPR 50- Mobile Banking / NPR 75- Card |
| MAHALAXMI BACHAT BRIDDHI KHATA | Free for 1st year | FREE for 1st year | NPR 200- Mobile Banking / NPR 350- Card | NPR 50- Mobile Banking / NPR 75- Card |
| ALL OTHER ACCOUNT TYPES | 200 | NPR 350.00 | NPR 200- Mobile Banking / NPR 350- Card | NPR 50- Mobile Banking / NPR 75- Card |
| Details | Charges (Percentage) |
| 1. Loan Processing Fee | 1.00% |
| 2. Renewal Fee | 0.20% |
| 3. Pre-payment Charge | |
| 1 Year to 2 Years (above 50 lakhs) | 1.00% |
| 2 Years to 5 Years (above 50 lakhs) | 0.50% |
| 5 Years above (above 50 lakhs) | 0.20% |
| 4. Commitment/Utilization Charge (All OD Loan) | 0.20% |
| 5. CIC Charge | Actual Basis |
| 6. SWAP Charge | 0.20% |
| 7. Penal Charge | As Per NRB |
| 8. Interest on Interest | As Per NRB |
| Details | Charges |
| For NPR Demand Draft | Minimum Rs 200 or 0.10% |
| For INR Demand Draft | Minimum Rs 250 or 0.10% for A/C holders and Minimum Rs, 300 or 0.10% for Non A/C holders |
| For FCY Demand Draft | Minimum Rs 300 or 0.25% |
| 1% charges on Educational purpose Demand Drafts |
| Details (Type) | Security Deposit | Annual Charge | |
| Small 'A' | Rs 10,000/- | Rs 1,500/- | |
| Medium 'B' | Rs 15,000/- | Rs 2,500/- | |
| Medium'C' | Rs 20,000/- | Rs 3,500/- | |
| Large 'D' | Rs 25,000/- | Rs 4,500/- | |
| For lost of Locker Key | Rs 8,500/- | ||
| Locker Closure | Rs 500/-(Within 1 year) | ||
| Details | Charges |
| ABBS | Free |
| Through Remittance | As per the policy of the Remit Company |
| Details | Charges (per Cheque) |
| Clearing Cheque processing charge for amount or equivalent to amount below NPR 2 lakhs | Free |
| Clearing Cheque processing charge for amount above NPR 2 lakhs | Rs 30/- |
| Express Clearing Charge | Rs 100/- |
| Returned Cheque( If charge taken by NCHL) | Rs 100/- |
| Return of Inward Cheque(In case of Balance unavailable) | Rs 100/- |
| IPS Charge | AS per NCHL Rule |
| Details | Charges (per Cheque) |
| Issuance of Cheque book without submitting cheque requisition slip(lost) | Rs 200/-(10 pcs only) |
| Issuance of cheque( In case of Old cheque not brought ) | Rs 100/-( per pcs) |
| Uncollected cheque book destruction charge( after 3 months) | Rs 200/-( per cheque book) |
| Details | Charges (per Cheque) |
| Statement Issuance | Free for one time |
| Rs 25. per page( For more than one statement printed of the same period) |
| Details | Charges |
| Within 6 months of transaction | Free |
| Over 6 months to 2 years | Rs 100/- |
| After 2 years | Rs 300/- |
| Details | Charges |
| Local Clearing Cheque | 0.5% of Min. Rs 500 for 7 days |
| Outstation Cheques within Nepal | 0.75% or Min. Rs 1000 plus communication charges( casual overdraft interest from 16th day onward) |
| Returned Instrument( Purchased Cheque) | Principal plus casual overdraft interest from the date of purchase |
| Details | Charges |
| Transfer | Min. Rs 100/- |
| Deposit of FCY | As per the NRB policy |
| Cash Transaction of FCY | Free |
| Account Closure Charge | Free |
| Fixed Deposit | Rs 200/-( In case of lost FD receipt ) |
| Stop Payment | Free |
| Stop payment or cancellation of Cheque per request (Cheque Range) Stop Payment of Demand Draft | Rs 300/-per instruction( Plus communication charges) for other branches |
