Deprived Sector Loan

Business Banking (Loans)

To fulfill the part of our Corporate Social Responsibility (CSR), Mahalaxmi Bikas Bank offer deprived sector loans to various organizations that falls under the deprived sector financing as prescribed by Regulatory Authority.

Particulars Features
Eligible Customers                                          "D" Class Institutions Licence by NRB as well as Cooperatives of rural area working for poor and marginalized people and community.
Purpose To provide fund for lending to the poor & marginalized people with or without collateral.
Tenure Maximum 10 year for term loan & 1 year for revolving & short term loan.

For Term Loan- EMI

For Revolving & Short  Term Loan- Monthly/ Quarterly Interest payable & Principal payable within expiry.

Renewal- Subject to satisfactory performance

Interest Rate As determined by bank from time time.
Administrative Fee Negotiable


Quick Access