Monday December 9, 2024
वि.सं २०८१ मंसिर २४ सोमबार
Monday December 9, 2024
वि.सं २०८१ मंसिर २४ सोमबार

Visa Credit Card

Mahalaxmi Bikas Bank offers Visa Credit Card (Domestic) for its customers which enables the option of making purchases on credit at merchant locations, e-Commerce transaction as well as cash withdrawal from ATMs. Credit card is an excellent way to manage your money. Spend now and pay later.

 

Eligibility

  • 18 years old and above can enjoy this service.
  • Must have income source.

 

Features

  • Mahalaxmi Bikas Bank Credit Card are accepted at ATMs, merchant terminals known as Point of Sales (POS) and online stores for eCommerce transactions accepting VISA across Nepal, Bhutan & India for purchase of services, goods and for cash advance transactions.
  • It is safe and convenient with EMV compliant chip based security.
  • Revolving credit limit with competitive interest rate.
  • Online Shopping (E-Commerce) Facility.
  • Cash advance facility.
  • Flexible repayment options of outstanding amount.
  • SMS and email alert facilities of all Debit transactions.
  • If lost/stolen usage can be blocked immediately by informing the bank.
  • Credit Cards will be auto renewed.

 

Benefits

  • Increase purchasing power.
  • Easier to plan your budget.
  • Accepted for ecommerce transaction.
  • Accountable for your spending.
  • Opportunity to build credit.

Documents Required

  • Salary Certificate if salaried.
  • Financial Statements if self-employed.
  • Copy of citizenship/passport.
  • Recent photo.
  • Duly signed Credit Card Apllication Form.
  • Corporate Guarantee (if required).

Fees and Charges

  Visa Credit Card
Joining Fee NPR 750
Annual Card Fee NPR 750
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